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Terms & Conditions

1. Acceptance of Terms

By accessing and using this loan application service, you accept and agree to be bound by the terms and provision of this agreement.

2. Loan Application

When you submit a loan application, you agree that all information provided is accurate and complete. We reserve the right to verify this information and reject applications that contain false or misleading information.

3. Eligibility

To be eligible for a loan, you must be at least 18 years old, be a resident of the applicable jurisdiction, have a valid government-issued ID, and meet our minimum income requirements.

4. Interest Rates and Fees

Interest rates and fees will be clearly disclosed before you accept any loan offer. These rates may vary based on your credit profile, loan amount, and term.

5. Repayment

You agree to repay the loan according to the schedule provided. Late payments may result in additional fees and may affect your credit score.

6. Data Usage

We may use your data to process your application, verify your identity, assess your creditworthiness, and for marketing purposes as described in our Privacy Policy.

Privacy Policy

1. Information We Collect

We collect personal information that you provide directly to us, including your name, email address, phone number, financial information, and identification documents.

2. How We Use Your Information

We use the information we collect to process your loan application, verify your identity, assess your creditworthiness, communicate with you, and improve our services.

3. Information Sharing

We may share your information with credit bureaus, financial institutions, service providers, and as required by law. We do not sell your personal information to third parties.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time.

6. Cookies

We use cookies and similar technologies to enhance your experience, analyze usage, and assist in our marketing efforts.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@example.com.

Privacy Policy

Your Data Protected With Trust

We safeguard your personal and financial information with industry-standard security to ensure a safe and transparent borrowing experience.

At Loan In Pocket, operated by Cashpedia Payment Solutions Private Limited (NBFC Partner: Neena Impex Private Limited), we value the trust you place in us. We are committed to maintaining the highest standards of ethics in the collection, processing, and protection of your personal information. Your privacy and data security remain our top priority.

This Privacy Policy governs your use of our website, mobile application, products, and services. By accessing or using our platform, you indicate your acceptance of this Policy and our Terms of Use. If you do not agree, please discontinue the use of our services.

By accepting this Privacy Policy, you expressly consent to the collection, storage, analysis, use, and disclosure of your personal information by Loan In Pocket in accordance with applicable laws.

Information We Collect

1. Personal Information

Name, phone number, email address, date of birth, and identity details provided during the loan application.

2. Financial Information

Bank account details, credit/debit card numbers, or other financial inputs required for loan processing and repayment.

3. Transaction Information

Loan applications, repayment history, outstanding amounts, and related activity for eligibility evaluation and account management.

4. Third-Party Information

With your consent, we may access information shared via external platforms such as social media networks, based on your permissions and privacy settings.

How We Use Your Information

  • Loan Processing – To verify your identity, assess eligibility, and process your loan application efficiently.
  • Customer Support - To resolve queries, provide assistance, and address disputes.
  • Compliance - To meet legal, regulatory, and statutory requirements.
  • Improvements & Analytics - Using non-personal information to enhance our platform and improve user experience.

Your information is handled with utmost care, confidentiality, and responsibility.

Information Sharing

We may share your information under the following situations:

  • Service Providers: Trusted partners such as lenders, credit bureaus, payment gateways, auditors, etc.
  • Legal Requirements: When required by law, court order, or government request.
  • Business Transfers: In the event of mergers, acquisitions, or restructuring.
  • Data Retention: Information is retained only as long as required for services or legal compliance.
  • Your Rights: You may request access, correction, deletion, or withdrawal of consent anytime.
  • Cookies: Used to enhance performance and personalise your browsing experience.
  • Security: Industry-standard measures are used to protect your data.
  • Policy Updates: This Privacy Policy may be updated periodically.

Contact

For queries or concerns, customers may contact our Customer Care team at: info@loaninpocket.com

If you are not satisfied with the response, you may contact our Grievance Redressal Officer:

Name: Grievance Officer
Mobile: +91-9729196555
Email: grievance@loaninpocket.com

Address: 122, Arihant Nagar Punjabi Bagh(West), New Delhi - 110026

We are committed to addressing all concerns promptly and efficiently.

Loan In Pocket is the trade name of Neena Impex Private Limited, an RBI-registered NBFC . Operated by Cashpedia Payment Solutions Private Limited (CIN: U62020DL2024PTC428678). We offer quick, secure loans with minimal documentation and instant disbursal — your trusted partner in financial emergencies.

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Providing secure, transparent, & technology driven financial solutions for individuals and businesses.

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